Personal Retirement Planning

We specalize in helping people who are 5-10 years away from retirement navigate this big life transition. We know it can be daunting and there's a lot to think about. Our Comprehensive Retirement Planning Package will help you make sure you're ready. This package features 5 meetings with a financial planner:

1. Get Organized Meeting

In this meeting, we'll help you simplify the complexities of your finances. We'll help you physically organize all your financial documents and obtain physical copies of documents you need. We'll help you get rid of things you don't need. And finally, we'll help you get a comprehensive view of your current financial status and net worth. 

2. Retirement Income / Expenses Planning Meeting

In this meeting, we'll help you analyze your income and expenses and create your cash flow statement. We'll also discuss future goals you have and how much money you'll need for those goals. We will use this information to help you create a cash flow projection for retirement.

3. Investment Allocation and Planning Meeting

In this meeting, we'll analyze your current investment holdings and strategy across all your accounts. We will start by determining your risk tolerance and seeing if your current strategy matches your risk tolerance, time horizon and financial needs. You may have several accounts in various places--we'll help you get a complete look at your overall portfolio and develop an organized and comprehensive investment strategy that makes sense.

4. Plan Optimization Meeting

In this meeting, we will work with you to create an overall strategy that makes sense and is achievable. We will start by testing your current plan to determine your probability of success. Then we'll take a close look at various factors like retirement age, spending, social security, pension options, etc., to determine ways we can improve and optimize your plan. Finally, we'll help you put all the pieces together into an organied plan that feels good to you. 

5. Implementation Meeting (if needed)

In this meeting, we'll help you make the needed changes to put your plan into action. We can help you contact companies you work with to make changes such as updating your 401k allocation or put you in contact with other professionals you may need to talk to next, such as an estate planning attorney. 

 

Our Retirement Planning Software

We are proud to be able to offer you access to MoneyGuidePro®, a powerful online financial planning tool. You will receive a username and password to the site where you can see your retirement plan and track your progress in real-time. This allows both us and you to efficiently monitor your progress and ensure you are on the right track. 

What are your fees? 

We can work with clients in a variety of ways. Our comprehensive retirement planning package includes all the above mentioned planning meetings and a complete analysis and plan for your entire financial picture. This is available for one flat fee of $2000. 

For smaller, less involved projects we can work on a hourly fee basis. Our hourly rate is $250 / hour. We will consult with you first and provide you with an upfront estimate before beginning the project so that you know what the project will cost ahead of time. 

As time goes on, your circumstances may change and many clients need help over time--especially as they transition into retirement. For $100 / month we offer on-going financial planning, which includes access to MoneyGuide Pro, email / phone support and 1 annual review meeting. 

Planning fees may be waived for portfolio management clients. 

 

Comprehensive Retirement
Plan

 

$2000
Includes up to 5 meetings and
a comprehensive retirement analysis.

 

Hourly Rate Project

$250 / hour.
Minimum fee is $500.

 

Ongoing Planning

$100 / month
Includes access to MoneyGuide Pro
to monitor your financial plan, up to
2-401k Pro Guides, email and phone
support, and 1 annual review meeting

 

 

We offer all clients a "get to know you" meeting before we get started with any planning project to assess your needs, allow you to evaluate us and see if we are a good fit to work together.   

Ready to Get Started?

Call us at 859-291-9879 or schedule your "get to know you" 30-minute retirement review using the link below.

 

Want to try DIY retirement planning? Check out our free webinar below, where we'll guide you through the process.

 

FREE Webinar: Will I Have Enough to Retire?

4 Simple Steps to Calculate How Much YOU Need.

Do you worry about having enough money to retire? Do you worry about your money lasting throughout retirement?

There are a lot of retirement calculators and random figures out there that tell you how much you should save for retirement. But how much do YOU need based on your unique situation?

Join me, Darren Wurz MSFP, CFP®, for this 1-hour workshop, where I will guide you through the calculations to determine how much you need to be able to retire in 4 simple steps